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6 things to know before choosing a health plan
Running a small business is tough, and choosing the right health plan for your employees is a big decision. Here’s what you should know before you get started:
Partner with a trusted broker: An experienced broker can help you find the best plan that fits both your business goals and the needs of your employees.
Set a budget: Your budget shapes what health benefits you can offer. A broker can help you understand all the options available within your budget.
Know your employee population: Understand what your employees need. A plan with high costs might not work for everyone. Keep an open dialogue about offering health insurance to understand how it would impact them and their families.
Know local carriers: A local team can help your employees when problems arise or when they need to get pre-approvals. They can also help you stay in compliance, navigate payroll, and work out costs of premiums.
Create a long-term strategy: Having a long-term strategy for health insurance promotes longer term employees, decreases absenteeism, and is essential for maintaining strong business productivity.
Think about recruitment and retention: A strong health plan helps attract and keep top talent, making you more competitive.
At Moda Health, we’ve built strong relationships with local brokers, payroll vendors and community leaders to help your business succeed. We’re here to make health insurance easier to understand and keep your employees healthy with personalized care, expert resources and flexible plans that fit your needs.