Alaska health insurance
Trusted medical and dental plans for Alaskans
Moda Health and Delta Dental of Alaska offer medical and dental insurance plans across Alaska. Since 2005, we've helped Alaskans through high-quality coverage that supports better health and wellness. Our comprehensive medical and dental plans are backed by expert guidance, personalized customer service and innovative wellness programs that help you stay healthy.
Whether you're shopping for affordable Alaska health insurance, preventive dental care or wellness resources to help you live healthier, we offer tools, programs and support that deliver exceptional value and a better member experience. Discover why individuals, families and employers across Alaska trust Moda Health and Delta Dental of Alaska for their healthcare coverage needs.
Alaska Open Enrollment Period
Open Enrollment for 2027 Individual & Family health plans begins November 1, 2026. Enroll by December 15, 2026 for coverage that starts January 1, 2027. You can continue to enroll through January 15, 2027, with coverage effective February 1, 2027. If you miss Open Enrollment, you may still be eligible for a Special Enrollment Period if you experience a qualifying life event, such as losing health coverage, getting married, having or adopting a child, or moving to a new service area.
Jump to: Dental plans
Moda Select Network
You have a lot to think about when choosing the right medical benefits for you and your family. Our Moda Health Individual plans, provided by Moda Health Plan, Inc., give you access to quality medical services, including clinics, labs and hospitals in Alaska.
The Moda Select Network covers members residing in the following boroughs: Municipality of Anchorage, Fairbanks North Star, Haines, Kenai Peninsula, Ketchikan Gateway, Mat-Su, Petersburg, Municipality of Skagway, City of Juneau, City of Sitka, City of Wrangell, Hoonah-Angoon Census Area, and Prince of Wales-Hyder Census Area.
Alaska Moda Select Network
With the Moda Select Network, you’ll enjoy access to a network of trusted providers in Alaska.
In-Network
Receive the best benefit by using In-Network providers. You’ll pay the least amount for care. Includes:
- Central Peninsula Hospital
- Alaska Regional Hospital
- Bartlett Regional Hospital
- Fairbanks Memorial Hospital
- Mat-Su Regional Medical Center
- PeaceHealth Ketchikan Medical Center
- South Peninsula Hospital
- SEARHC
- And other contracted providers. See our In-Network providers available in your area.
Out-of-Network
- You’ll pay the highest amount for care
- Includes all other Alaska providers not in the Moda Select Network
- Providers can balance bill additional charges
Featured health systems in the Moda Select Network
You’ll receive the best care and value when you choose healthcare providers and services from the Moda Select Network, giving you access to trusted health partners in your area.
Outside of Alaska includes:
- Services received outside Alaska are covered at the Tier One benefit level through providers in the Aetna® PPO Network.
When you’re traveling outside of Alaska, you’ll have access to in-network benefits through:
- Moda Select service areas in Idaho and Texas
- Aetna® PPO Network through the Aetna Signature Administrators® nationwide. This includes service areas outside the Moda Select Network.
To get started, go to modahealth.com/find-care and select your network.
In-network providers
With the Moda Select Network, we’ve carefully selected a community of primary care providers (PCPs) and specialists to ensure you have better value and better care on your journey to better health.
You will want to review the providers that are in-network for the year that your plan will be effective.
See if your providers are in the 2027 Moda Select Network
Pharmacy benefits
The Navitus network includes most independent pharmacies and all major chains, making it easy to fill prescriptions throughout Alaska and across the country.
- Carrs
- Costco
- CVS
- Fred Meyer
- Walgreens
- Walmart
Locate a pharmacy in the Navitus network
Dental Plans in Alaska
Shop Delta Dental plans nowAlaska – Delta Dental Premier® Network and Delta Dental PPOTM Network
Our network of dental care providers offers you the freedom to choose your own dentist, fast and accurate claims payment, and cost savings when you stay in-network. Delta Dental of Alaska has the largest dental network in Alaska and nationwide. Almost 70% of dentists in Alaska and more than 152,000 dentists nationwide are covered.
All Alaska residents are eligible to select plans featuring the Delta Dental Premier network. The Delta Dental Premier network includes over 450 providers.
The Delta Dental PPO network includes over 250 participating providers in Alaska and offers access to over 117,000 Delta Dental PPO dentists nationwide. Residents of Anchorage, the Mat-Su Valley and Fairbanks North Star Borough are eligible to select plans featuring the Delta Dental PPO network.
Dental provider search:
You will want to review dental providers that are in-network for the year that your plan will be effective.
Delta Dental Network
Spend less, see more with vision coverage
Want to supplement your Moda plan? Our partner, VSP®, offers individual vision coverage that can save you money. Plus, you’ll enjoy:
- A full-service eye exam every year
- Generous frame allowance
- Lens upgrades like progressives
- Flexible payment options
- And more
|
Enrollment type |
Enrollment dates |
Info |
|---|---|---|
|
Pre-shop |
Oct. 1, 2026 to Oct. 31, 2026 |
Browse plan details in advance of open enrollment |
|
Open Enrollment |
Nov. 1, 2026 to Jan. 15, 2027 |
To change your medical plan outside of these dates, you’ll have to qualify for Special Enrollment. |
|
Special Enrollment |
Anytime depending on qualifying event(s) |
Certain life events might qualify you for Special Enrollment. This means you can enroll in a health plan outside of the annual Open Enrollment period. Here are a few of the qualifying events that could make you or those you cover eligible: |
Are you eligible for subsidies?
Visit the marketplace (the exchange) to see if you qualify for lower cost premiums. We want to make sure you have all the information to help you make the best choice for you. Some Affordable Care Act health insurance tax credits are set to expire at the end of 2025, unless they are extended by federal legislation. This means the amount of financial help you receive to pay for your premiums may be reduced or eliminated. You can visit the marketplace to get the most up to date information on 2026 subsidies. If you do enroll on the exchange, consider a Moda plan. If you do not qualify for financial assistance, please return here to enroll directly.
Go to Healthcare.gov to see if you qualify for lower cost premiums.