Our 2026 plans
Plan benefit details and documents
See all plan names, the per-person deductible and annual out-of-pocket max, and links to plan documents in the tables for your state below.
For high-level dental plan cost and feature details, open the Summary of Benefits (SOB) PDF linked to in the tables dental below. For comprehensive details on what medical plans cover and what services will cost, open the Summary of Benefits and Coverage (SBC) PDF linked to in the medical tables below. The CSR and AI/AN plans shown below are only available through the federal and state exchanges, and eligibility for these plans is determined by the exchanges based on demographics and income levels.
Alaska
2026 Alaska individual and family medical and dental brochure
Dental plans
|
Plan name |
Deductible |
Annual Max |
Summary of benefits |
|---|---|---|---|
|
Delta Dental PPO 1000 |
$50 |
$1,000 (combined in and out of network) |
|
|
Delta Dental PPO 1500 |
$50 |
$1,500 (combined in and out of network) |
|
|
Delta Dental PPO 2000 Direct Only Non Certified Plan |
$100 |
$2,000 |
|
|
Delta Dental Premier |
$0 |
$1,100 (combined in and out of network) |
|
|
Delta Dental Premier 1000 Direct Only Non Certified Plan |
$50 |
$1,000 |
|
|
Delta Dental Premier Healthy Smiles |
N/A |
N/A |
Medical plans
|
Plan name |
Deductible |
Out-of-pocket max |
Summary of benefits and coverage |
|---|---|---|---|
|
Moda Select Alaska Standard Gold |
$2,000 |
$8,200 |
|
|
Moda Select Alaska Standard Gold - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Alaska Standard Gold- AI/AN Limited |
$2,000 |
$8,200 |
|
|
Moda Select Alaska Gold 1500 |
$1,500 |
$6,000 |
|
|
Moda Select Alaska Gold 1500 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Alaska Gold 1500- AI/AN Limited |
$1,500 |
$6,000 |
|
|
Moda Select Alaska Standard Silver |
$6,000 |
$8,900 |
|
|
Moda Select Alaska Standard Silver - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Alaska Standard Silver- AI/AN Limited |
$6,000 |
$8,900 |
|
|
Moda Select Alaska Standard Silver - 73% CSR |
$3,000 |
$7,400 |
|
|
Moda Select Alaska Standard Silver - 87% CSR |
$700 |
$3,300 |
|
|
Moda Select Alaska Standard Silver - 94% CSR |
$0 |
$2,200 |
|
|
Moda Select Alaska Silver 2900 Direct |
$2,900 |
$8,700 |
|
|
Moda Select Alaska Silver 4500 |
$4,500 |
$7,750 |
|
|
Moda Select Alaska Silver 4500 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Alaska Silver 4500- AI/AN Limited |
$4,500 |
$7,750 |
|
|
Moda Select Alaska Silver 4500 - 73% CSR |
$4,500 |
$6,750 |
|
|
Moda Select Alaska Silver 4500 - 87% CSR |
$500 |
$1,500 |
|
|
Moda Select Alaska Silver 4500 - 94% CSR |
$500 |
$750 |
|
|
Moda Select Alaska Standard Bronze |
$7,500 |
$10,000 |
|
|
Moda Select Alaska Standard Bronze - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Alaska Standard Bronze- AI/AN Limited |
$7,500 |
$10,000 |
|
|
Moda Select Alaska Bronze HDHP 5500 |
$5,500 |
$8,050 |
|
|
Moda Select Alaska Bronze 5500 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Alaska Bronze 5500 - AI/AN Limited |
$5,500 |
$8,050 |
|
|
Moda Select Alaska Bronze 6500 |
$6,500 |
$9,000 |
|
|
Moda Select Alaska Bronze 6500 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Alaska Bronze 6500- AI/AN Limited |
$6,500 |
$9,000 |
Idaho
2026 Idaho individual and family medical brochure
Medical plans
|
Plan name |
Deductible |
Out-of-pocket max |
Summary of benefits and coverage |
|---|---|---|---|
|
Moda Select Idaho Gold 1100 + Vision Exam |
$1,100 |
$8,000 |
|
|
Moda Select Idaho Gold 1100 + Vision Exam - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Idaho Gold 1100 + Vision Exam- AI/AN Limited |
$1,100 |
$8,000 |
|
|
Moda Select Idaho Gold 2200 + Vision Exam |
$2,200 |
$7,600 |
|
|
Moda Select Idaho Gold 2200 + Vision Exam - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Idaho Gold 2200 + Vision Exam- AI/AN Limited |
$2,200 |
$7,600 |
|
|
Moda Select Idaho Silver 3000 + Vision Exam |
$3,000 |
$8,500 |
|
|
Moda Select Idaho Silver 3000 + Vision Exam - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Idaho Silver 3000 + Vision Exam- AI/AN Limited |
$3,000 |
$8,500 |
|
|
Moda Select Idaho Silver 3000 + Vision Exam - 73% CSR |
$2,900 |
$6,950 |
|
|
Moda Select Idaho Silver 3000 + Vision Exam - 87% CSR |
$900 |
$2,500 |
|
|
Moda Select Idaho Silver 3000 + Vision Exam - 94% CSR |
$500 |
$750 |
|
|
Moda Select Idaho Silver 4000 + Vision Exam |
$4,000 |
$8,900 |
|
|
Moda Select Idaho Silver 4000 + Vision Exam - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Idaho Silver 4000 + Vision Exam- AI/AN Limited |
$4,000 |
$8,900 |
|
|
Moda Select Idaho Silver 4000 + Vision Exam - 73% CSR |
$4,000 |
$7,500 |
|
|
Moda Select Idaho Silver 4000 + Vision Exam - 87% CSR |
$1,000 |
$2,300 |
|
|
Moda Select Idaho Silver 4000 + Vision Exam - 94% CSR |
$0 |
$1,000 |
|
|
Moda Select Idaho Silver 6400 + Vision Exam |
$6,400 |
$7,400 |
|
|
Moda Select Idaho Silver 6400 + Vision Exam - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Idaho Silver 6400 + Vision Exam- AI/AN Limited |
$6,400 |
$7,400 |
|
|
Moda Select Idaho Silver 6400 + Vision Exam - 73% CSR |
$3,500 |
$6,450 |
|
|
Moda Select Idaho Silver 6400 + Vision Exam - 87% CSR |
$1,000 |
$2,500 |
|
|
Moda Select Idaho Silver 6400 + Vision Exam - 94% CSR |
$500 |
$750 |
|
|
Moda Select Idaho Bronze 9200 + Vision Exam |
$9,200 |
$9,500 |
|
|
Moda Select Idaho Bronze 9200 + Vision Exam - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Idaho Bronze 9200 + Vision Exam- AI/AN Limited |
$9,200 |
$9,500 |
|
|
Moda Select Idaho Bronze 10,000 + Vision Exam |
$10,000 |
$10,000 |
|
|
Moda Select Idaho Bronze 10,000 + Vision Exam - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Idaho Bronze 10,000 + Vision Exam- AI/AN Limited |
$10,000 |
$10,000 |
|
|
Moda Select Idaho Bronze HDHP 7500 |
$7,500 |
$7,500 |
|
|
Moda Select Idaho Bronze 7500 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Idaho Bronze 7500 - AI/AN Limited |
$7,500 |
$7,500 |
Oregon
Dental plans
2026 Oregon individual and family dental brochure
|
Plan name |
Deductible |
Annual Max |
Summary of benefits |
|---|---|---|---|
|
Delta Dental EPO |
$0 |
$1,500 |
|
|
Delta Dental PPO |
$0 |
$1,000 |
|
|
Delta Dental PPO Bright Smiles |
N/A |
N/A |
|
|
Delta Dental PPO MAC |
$0 |
$1,200 |
|
|
Delta Dental Premier 1000 Direct Only Non Certified Plan |
$50 |
$1,000 |
|
|
Willamette EPO |
$0 |
None |
Medical plans
2026 Oregon Affinity individual and family medical and dental brochure
|
Plan name |
Deductible |
Out-of-pocket max |
Summary of benefits and coverage |
|---|---|---|---|
|
Moda Health Oregon Standard Gold Affinity |
$1,800 |
$8,150 |
|
|
Moda Health Oregon Standard Gold Affinity - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Oregon Standard Gold Affinity - AI/AN Limited |
$1,800 |
$8,150 |
|
|
Moda Health Affinity Gold 250 |
$250 |
$8,500 |
|
|
Moda Health Affinity Gold 250 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Gold 250 - AI/AN Limited |
$250 |
$8,500 |
|
|
Moda Health Affinity Gold 1000 |
$1,000 |
$8,850 |
|
|
Moda Health Affinity Gold 1000 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Gold 1000 - AI/AN Limited |
$1,000 |
$8,850 |
|
|
Moda Health Affinity Gold 1500 |
$1,500 |
$7,900 |
|
|
Moda Health Affinity Gold 1500 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Gold 1500 - AI/AN Limited |
$1,500 |
$7,900 |
|
|
Moda Health Oregon Standard Silver Affinity |
$6,100 |
$9,200 |
|
|
Moda Health Oregon Standard Silver Affinity - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Oregon Standard Silver Affinity - AI/AN Limited |
$6,100 |
$9,200 |
|
|
Moda Health Oregon Standard Silver Affinity - 73% CSR |
$5,000 |
$8,050 |
|
|
Moda Health Oregon Standard Silver Affinity - 87% CSR |
$1,175 |
$3,350 |
|
|
Moda Health Oregon Standard Silver Affinity - 94% CSR |
$150 |
$1,175 |
|
|
Moda Health Affinity Silver 2900 Direct |
$2,900 |
$8,700 |
|
|
Moda Health Affinity Silver 3000 |
$3,000 |
$8,000 |
|
|
Moda Health Affinity Silver 3000 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Silver 3000 - AI/AN Limited |
$3,000 |
$8,000 |
|
|
Moda Health Affinity Silver 3000 - 73% CSR |
$3,000 |
$7,000 |
|
|
Moda Health Affinity Silver 3000 - 87% CSR |
$1,500 |
$2,500 |
|
|
Moda Health Affinity Silver 3000 - 94% CSR |
$100 |
$975 |
|
|
Moda Health Affinity Silver 3400 |
$3,400 |
$8,250 |
|
|
Moda Health Affinity Silver 3400 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Silver 3400 - AI/AN Limited |
$3,400 |
$8,250 |
|
|
Moda Health Affinity Silver 3400 - 73% CSR |
$3,000 |
$7,000 |
|
|
Moda Health Affinity Silver 3400 - 87% CSR |
$1,500 |
$2,500 |
|
|
Moda Health Affinity Silver 3400 - 94% CSR |
$100 |
$975 |
|
|
Moda Health Affinity Silver 3500 Direct |
$3,500 |
$8,700 |
|
|
Moda Health Affinity Silver 3650 Direct |
$3,650 |
$9,000 |
|
|
Moda Health Affinity Silver 4400 Direct |
$4,400 |
$8,150 |
|
|
Moda Health Affinity Silver 4500 |
$4,500 |
$8,000 |
|
|
Moda Health Affinity Silver 4500 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Silver 4500 - AI/AN Limited |
$4,500 |
$8,000 |
|
|
Moda Health Affinity Silver 4500 - 73% CSR |
$3,000 |
$7,000 |
|
|
Moda Health Affinity Silver 4500 - 87% CSR |
$1,500 |
$2,500 |
|
|
Moda Health Affinity Silver 4500 - 94% CSR |
$100 |
$975 |
|
|
Moda Health Affinity Silver 6000 |
$6,000 |
$8,250 |
|
|
Moda Health Affinity Silver 6000 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Silver 6000 - AI/AN Limited |
$6,000 |
$8,250 |
|
|
Moda Health Affinity Silver 6000 - 73% CSR |
$3,000 |
$7,000 |
|
|
Moda Health Affinity Silver 6000 - 87% CSR |
$1,500 |
$2,500 |
|
|
Moda Health Affinity Silver 6000 - 94% CSR |
$200 |
$975 |
|
|
Moda Health Oregon Standard Bronze Affinity |
$9,200 |
$9,200 |
|
|
Moda Health Oregon Standard Bronze Affinity - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Oregon Standard Bronze Affinity - AI/AN Limited |
$9,200 |
$9,200 |
|
|
Moda Health Affinity Bronze 8000 |
$8,000 |
$9,250 |
|
|
Moda Health Affinity Bronze 8000 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Bronze 8000 - AI/AN Limited |
$8,000 |
$9,250 |
|
|
Moda Health Affinity Bronze 9000 |
$9,000 |
$9,500 |
|
|
Moda Health Affinity Bronze 9000 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Bronze 9000 - AI/AN Limited |
$9,000 |
$9,500 |
|
|
Moda Health Affinity Bronze HDHP 7500 |
$7,500 |
$7,500 |
|
|
Moda Health Affinity Bronze 7500 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Health Affinity Bronze 7500 - AI/AN Limited |
$7,500 |
$7,500 |
Texas
2026 Texas individual and family medical brochure
Medical plans
|
Plan name |
Deductible |
Out-of-pocket max |
Summary of benefits and coverage |
|---|---|---|---|
|
Moda Select Texas Standard Gold |
$2,000 |
$8,200 |
|
|
Moda Select Texas Standard Gold - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Texas Standard Gold - AI/AN Limited |
$2,000 |
$8,200 |
|
|
Moda Select Texas Gold 1000 Direct ($0 Virtual Urgent Care through CirrusMD) |
$1,000 |
$8,000 |
|
|
Moda Select Texas Gold 2000 Direct ($0 Virtual Urgent Care through CirrusMD) |
$2,000 |
$7,900 |
|
|
Moda Select Texas Standard Silver |
$6,000 |
$8,900 |
|
|
Moda Select Texas Standard Silver - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Texas Standard Silver - AI/AN Limited |
$6,000 |
$8,900 |
|
|
Moda Select Texas Standard Silver - 73% CSR |
$3,000 |
$7,400 |
|
|
Moda Select Texas Standard Silver - 87% CSR |
$700 |
$3,300 |
|
|
Moda Select Texas Standard Silver - 94% CSR |
$0 |
$2,200 |
|
|
Moda Select Texas Silver 3000 Direct ($0 Virtual Urgent Care through CirrusMD) |
$3,000 |
$8,500 |
|
|
Moda Select Texas Silver 5000 Direct ($0 Virtual Urgent Care through CirrusMD) |
$5,000 |
$7,750 |
|
|
Moda Select Texas Silver 7000 Direct ($0 Virtual Urgent Care through CirrusMD) |
$7,000 |
$8,000 |
|
|
Moda Select Texas Standard Bronze |
$7,500 |
$10,000 |
|
|
Moda Select Texas Standard Bronze - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Texas Standard Bronze - AI/AN Limited |
$7,500 |
$10,000 |
|
|
Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) |
$8,700 |
$8,700 |
|
|
Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) - AI/AN Limited |
$8,700 |
$8,700 |
|
|
Moda Select Texas Bronze HDHP 7500 |
$7,500 |
$7,500 |
|
|
Moda Select Texas Bronze 7500 - AI/AN Zero |
$0 |
$0 |
|
|
Moda Select Texas Bronze 7500 - AI/AN Limited |
$7,500 |
$7,500 |